Adulting is Hard etc

Discussion in 'Brainbent' started by Enzel, Jan 14, 2016.

  1. Enzel

    Enzel androgynous jrpg protag

    Nothing makes you a wee bit homicidal-feeling like college students blasting loud music amd shrieking at 9 in the morning

    Some people have to work on Marathon Day you fucks
     
    • Witnessed x 1
  2. Enzel

    Enzel androgynous jrpg protag

    And as i was eating breakfast, some guys came over and attempted to use the wall near my kitchen window as a public restroom

    I had to chase off two sets of them by banging on the window and yelling

    The perks of having a basement apartment where the windows are in the back of the building

    :excalibur:

    Why are people like this. What makes them think they can piss wherever the fuck they want
     
  3. Enzel

    Enzel androgynous jrpg protag

    Its an i dont wanna get out of bed day

    For some reason complaining about it makes it easier to get up
     
    • Witnessed x 1
  4. Enzel

    Enzel androgynous jrpg protag

    HOO BOY that sure was some dysphoria

    Blah
     
  5. Enzel

    Enzel androgynous jrpg protag

    Me @ Me: go the FUCK to sleep
     
  6. Enzel

    Enzel androgynous jrpg protag

    Just got a letter from my health insurance telling me they rejected the claim for my psychiatrist appointment because...idk. apparently its one of the things im expected to use my HSA for??? /stares at the wall

    Nvm that i have to see her every 3 months and its going to be $250 each time

    Which...i think my account gets about $60 a month which is currently going to all my other copays & my mouthguard payments

    Hngggggg

    Seriously tho what's the point of health insurance if i end up paying out of pocket for all the shit i need consistently anyway

    There's probably a way to deal w this but I'm going to wait until i get an actual bill from my doctor and then go talk to the financial counseling people the health center has

    (I could swear when i looked at the health insurance options it says specialists are covered, and it did cover...part...of my gastro appointment...but wtf. This whole thing is really hard for me to understand because i used to have paid health insurance at my grocery store job and i only ever had to pay copays. Now suddenly barely anything is covered??)

    Now i can't even consider going back to therapy even once a month bc i don't think I'd be able to afford it
     
    Last edited: Apr 18, 2019
  7. Enzel

    Enzel androgynous jrpg protag

    AAAAA

    dental stuff has been sorted. Sort of. They finally found my insurance and sent the claim they were billing me for to it. Unfortunately it seems like my xrays never arrived at regular dentist so they requested them again. :| so once those go thru they will call me abt making an appointment for fillings. Which i hope is soon.

    Have to remember to make mouthguard payment (is due the 24th)

    Next thing to tackle is "understanding how the fuck my health insurance works" but at least that's less time sensitive.
     
  8. Enzel

    Enzel androgynous jrpg protag

    ...a mouse got into my fabric at some pt so now i have to wash a bunch of it bc it's had droppings sitting on it for who knows how long

    mehhhhhhhhhhh

    i guess I should probably get around to getting some steel wool to put around the openings the pipes go thru but idk if there's any other way critters are getting in. what's weird is we have basically no bugs...yet somehow mouse.
     
  9. Enzel

    Enzel androgynous jrpg protag

    Trying to keep track of things:

    Sent mg payment for April.

    -set up reminder for future payments
    -renew license (make sure we both have all documents needed. Check best times to go to rmv)
    -email the disability lawyer guy to follow up
    -check HSA and send in whatever reimbursements you can
    -call and figure out why card doesn't work


    Looks like my monthly medical expenses come out to $115 (meds and mouthguard payment). I think i put $20 of each paycheck into my HSA and the company puts about $40, but unsure if that's monthly or biweekly. So that's between $80-$120 a month. Def need to figure out if i can raise my contribution so that's a thing to ask.


    Aaand start looking at apartments.
     
  10. Enzel

    Enzel androgynous jrpg protag

    Still need to do...uh...everything in the previous post...

    Ankle is still bugging me. Like it's def better than it was and i havent been wrapping it and I've been doing the stretches/exercises but it's still kind if swollen, the amount varies from day ti day, and hurts a bit occasionally. I'm kind of stumped as to what else to do but i am...reluctant to go back to the doctor after finding out my insurance refused to pay for my psychiatrist appt...and after i had to pay $80 for my gastro appt...on top of meds...I've been waiting for my HSA to refill to reimburse myself for the last 2 things and i haven't gotten the bill
    yet for the psych appt. When I do I'm going to try to talk to the financial advisors at health center because this is ridiculous. Why the fuck am i paying for health insurance if it's not going to cover the services i actually need regularly??? I have ob/gyn on Monday too and THAT better be covered bc what the fuck

    Why is our healthcare system so broken. I finally understand why people were complaining abt the ACA even tho i dont agree w them--free state health insurance saved my ass for several years and i absolutely think that level of care should be given to everyone, not just low income people. It's crazy that suddenly making *more* money means...I'm wary of going to the doctor because i can no longer afford it. Like that's some bullshit all right
     
  11. Enzel

    Enzel androgynous jrpg protag

    Went and stared at my health plan pdf and i think i did not...understand it...enough...when i signed up

    Good: looks like ob/gyn is covered

    Bad: practically everything else says "after deductible is met, plan pays 80%"

    I think i somehow just. Did not...process the deductible bit? Bc the last time i was on paid insurance i just had copays?

    Btw it's $2500

    How am I gonna...jesus.

    There wasn't really any choice either??? Like that was the cheapest plan. I need to save up to move. Ughshdhdgsfjg
     
  12. Enzel

    Enzel androgynous jrpg protag

    I'm confused now bc they charged me a copay for that appointment and i thought it said ob/gyn was fully covered

    Aaaargh

    Need to reimburse myself for that, april mouthguard payment and meds

    I should make a separate receipts folder for that since im going to be lagging behind waiting for money to go into my account...

    So tired this week. Tbf I've been waking up at odd hours. Idk whats disturbing my sleep.

    Still waiting to hear back from dentist if they got my xrays. I guess i should probably call and check in.
     
  13. Enzel

    Enzel androgynous jrpg protag

    I have a psych appointment...Monday, which is weird bc I'm 90% sure i had ome last month and it's supposed to be every 3 months?? I forgot to call and cancel/reschedule yesterday, urgh. And the health center isn't really open on weekends...also i still don't know wtf is up w my insurance not paying for it so I'd rather not have to handle the charges for 2 appointments...

    I am just really overwhelmed, there's a lot to keep track of and I'm barely staying on top of daily stuff. Need to sit down and sort my papers before i get on computer tonight after work and at least know where i stand.

    I forgot to take my meds yesterday morning and didn't realize until I'd left home for errands meaning i didn't take my birth control until i got home, i hope that doesn't mess w things too badly. X.x the new med was going pretty well w telling my period to fuck off but last night my feet swelled up like they do when I'm retaining salt and AAAARGH.

    Just. Too much to do. And each thing is a thing i feel like i need to set aside a whole day for, even though i know objectively thats not true.
     
  14. Enzel

    Enzel androgynous jrpg protag

    Like i know I've probably repeated myself on several things in this thread bc I'm trying to keep it all straight in my head and remind myself every time i forget. X.x i get...super overwhelmed by "you have lots of things to do in the future that require setting aside time and preparing" and making lists is only helping so much.

    I think we did manage to set aside all the documents for license/id renewal, now its a matter of finding the time to go to the RMV D:
     
  15. Enzel

    Enzel androgynous jrpg protag

    I guess it's a good thing I'm not shutting down or wallowing in despair, but i am *frustrated*, because i'm very tired of constantly playing catch-up with my own life because of my barely-managed developmental disorder

    I'm resentful that it took until 25 to get diagnosed and now that I'm looking for resources, they're all for children

    All i can do is my best, which is muddling through day to day, doing everything late because i cant get my shit together

    Trying to keep an eye on the future. Hope that by the fall I'll at least be able to start putting things in savings. (Just dug into my $100 of emergency money for groceries this week. Unsure when I'll be able to replenish it.)

    Want to try harder to go to bed before 2 and get up for work on time because while i can just stay later if i come in late, it just feeds into me going to bed later in a loop...
     
  16. Enzel

    Enzel androgynous jrpg protag

    Ok. New list.

    Tonight:

    -make separate folder for medical receipts that need reimbursement

    -pick one under $40 and put it thru (double check how much is in HSA)

    -finish the pair of tights from work

    -make phone alarms for Sunday/Monday bedtimes and for dental payments

    -call to cancel/reschedule psych appointment. Probably leave msg.

    Otherwise:

    -laundry sometime this week (Tues or Wed)

    -work out a day to go to RMV

    -make medical document for Aki (long story)

    -email lawyer w inquiry/update


    -check in to see if dentist got my xrays
    -call abt HSA card
    -call insurance to figure out wtf is up w psych bill (still have not gotten a bill yet so im kinda ???? )

    Friday:

    -write last catch-up payment check to landlord. FREEDOM.


    Creative/leisure:

    -bags
    -fix bracelet
    -make commission guide!!
    -embroidery piece for bro & sister in law
    -maybe more chainmail bracelets???

    -Supplies once i have a little to spend: need more belting, plastic cord stops, zippers, copic refills.
     
    Last edited: May 6, 2019
  17. Enzel

    Enzel androgynous jrpg protag

    ok. I sorted all my receipts from this year and found...the one from my meds in january...so i can retroactively submit that also... Just sent in a copay so what's left to submit for reimbursement when I have the funds: January Meds, April Meds, April Mouthguard payment. About $180 I could really use rn. :'>

    Looked at the claim for psych again. It was March 5 which...makes Monday's appt 2 months out, but it's still a bit early. I'm wondering if the reason health center never sent me a bill is because I was still technically on state insurance as my secondary at the time (sometimes my meds would go thru it?) and they covered it. I hope?????????? That still doesn't tell me whether or not my next appointment will be covered. So i need to reschedule it and find that out.
     
  18. Enzel

    Enzel androgynous jrpg protag

    Me: hey. Work tomorrow. Also gotta wake up early to call and cancel appointment bc you didn't do it this weekend. Can wr sleep?

    Brain: nnnnnnnnnnnnnnnnnnnnn

    Me:

    Brain: no
     
  19. Enzel

    Enzel androgynous jrpg protag

    WASH YOUR GODDAMN BACKPACKS

    that is all
     
  20. Enzel

    Enzel androgynous jrpg protag

    Thats what im lying here thinking about. How im procrastinating at work by doing all the other orders before fixing this backpack because every. Single time i get one in i have to turn it inside out to replace the zipper and no one ever CLEANS THEIR BAG. WHY. THERE'S ALWAYS YEARS WORTH OF DIRT AND MISCELLANEOUS NASTINESS. I sometimes end up just washing them in the bathroom sink. Otherwise my pants get dirty just from it being in the vicinity of my lap and i have to kerp doing laundry

    I guess that doesn't top the fucker who didnt wash a pair of SHORTS before giving them to me to fix and i just. Ugh. Covered in pet hair

    Hey

    Wash

    Your shit

    Before bringing it to a repair person

    We're not a dry cleaner

    Thankssss
     
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