Guys, guys...can I get headpats? Like a metric shitton of headpats? I just called FedLoan after ostriching about my student loan situation for no less than a year and a half and watching my credit score tank. I faced the beast and snatched IDR (income determined repayment) from its yawning maw before running back to my cave, panting and weary - the hero triumphant. I DID THE THING.
Congrats on doing the thing! Talking to student loan people is hard, and getting a repayment schedule that works for you is really, really good!