So I've figured out from the exchange how to look up things like covers depression maintenance, covers things before you meet the detectable. I even figure out how to see if they will cover out of coverage providers. But I can't figure out how to tell what covering out of coverage providers means! Do they pay only have the detectable? Do I just do the co-pay? Do I have to fight with them over it? I just want to be able to see a primary care doctor when I'm sick and for wellness check ups but unless I can get my therapy and new psych covered (both are in the same office and out of coverage for all insurance since they deal with Autism and do not do ABA) mom thinks me having insurance is too costly and she'd rather pay out of pocket. (spoilers she will never pay out of pocket unless I've been sick for two weeks or more). It doesn't help that Texas didn't expand anything so I qualify for no help even though according to the exchange stuff I make -100 dollars every year.